Becoming self-employed while receiving RSA: conditions, financial aid and procedures to follow
IN BRIEF | \n|
| Terms | \n\n
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| Financial aid | \n\n
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| Steps to follow | \n\n
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Become self-employed while continuing to perceive the RSA is a possible option, but several specific conditions and procedures must be respected. In France, it is possible to combine these two statuses under certain income conditions. Between the formalities to be completed, the ceilings not to be exceeded and the various financial aid available, it is essential to prepare well to optimize your chances of success.
\n\n\n\nIt is entirely possible to combine self-employed status with the RSA. To do this, specific conditions must be respected, and several financial aids are available to support entrepreneurs. This article will detail the necessary conditions, the different assistance available and the steps to take to become self-employed while receiving RSA.
\n\n\nConditions for becoming self-employed and receiving RSA
\n\n\nSelf-employed status is accessible under certain specific conditions. As a beneficiary of RSA, you must respect the income ceilings defined by the Social Action and Families Code (CASF) to continue to receive this assistance.
\n\n\nTo be eligible for RSA, you must also:
\n\n\n- \n\n
- Be aged 25 or over (or under 25 if you have dependent children). \n\n\n
- Have French nationality or be a citizen of the European Economic Area, or reside in France on a stable and regular basis if you are a foreigner. \n\n\n
- Residing in France permanently. \n\n
Maintaining the RSA for self-employed people
\n\n\nIf you create your micro-enterprise while already being a beneficiary of the RSA, the RSA can be maintained in full for the first three months following the creation of your company. After this period, your micro-entrepreneur income will be taken into account when calculating the amount of your RSA.
\n\n\nIt is essential to declare your business to the CAF (Family Allowance Fund) and regularly provide proof of your income to continue to receive the RSA.
\n\n\nFinancial aid available for self-employed people
\n\n\nACRE (Aid for the Creation or Takeover of a Business)
\n\n\nIf you are eligible for RSA, you can also benefit from ACRE. This aid consists of a partial exemption from social charges during the first year of your activity. To benefit from it, you must request it within 45 days of creating your business.
\n\n\nARCE (Aid for Business Recovery or Creation)
\n\n\nRSA beneficiaries who create or take over a business can also apply for ARCE. This aid is paid by Pôle Emploi and consists of an allowance equivalent to 45% of the remaining unemployment benefit rights, paid in two installments.
\n\n\nActivity bonus
\n\n\nIf your self-employed income exceeds the ceiling to benefit from the RSA, you could be eligible for the Activity Bonus instead. This additional income aims to encourage professional activity and is calculated based on your income and your family situation.
\n\n\nSteps to follow to become self-employed while receiving RSA
\n\n\nRegistration in the register of self-entrepreneurs
\n\n\nThe first step is to register as a self-employed person. This procedure is done online on the official auto-entrepreneurs website (autoentrepreneur.urssaf.fr). You will need to provide personal and professional information, such as your social security number, a description of your activity, and any proof of diploma or qualification.
\n\n\nDeclaration to CAF
\n\n\nAfter registering your micro-enterprise, you must declare your new activity to the CAF. Provide them with all the necessary supporting documents and continue to declare your income quarterly to adjust the amount of your RSA.
\n\n\nRequest for financial aid
\n\n\nIt is important to apply for all financial aid to which you are entitled. Submit your ACRE and ARCE applications on time and ensure you meet all required conditions. Consult a Pôle Emploi advisor or a business creation expert to obtain personalized support.
\n\n\n\n| Appearance | \nInformation | \n
| Eligibility | \nBe over 25 years old and reside in France | \n
| Request for help | \nMake a request to Caf | \n
| Maintaining the RSA | \nFull support for the first three months | \n
| Income limits | \nDo not exceed the established income limits | \n
| Exemption | \nPossibility of obtaining the ACRE | \n
| Other help | \nAccess to devices like ARCE and NACRE | \n
| CIF compatibility | \nCAF can assist self-employed people | \n
| Activity bonus | \nPossible as a replacement for RSA | \n
| Residency requirements | \nMust have resided in France for at least 5 years | \n
| Legal framework | \nComply with the provisions of the CASF | \n
Terms
\n\n\n- \n\n
- Minimum age : 25 years old (or 18 years old if a single parent). \n\n\n
- Nationality : French or valid residence permit. \n\n\n
- Residence : Living in France for at least 5 years. \n\n\n
- Income ceiling : Do not exceed the ceilings set by CAF. \n\n\n
- Request for help : Make a request to the CAF. \n\n
Financial Aid and Procedures
\n\n\n- \n\n
- ACRE : Exemption from social charges for one year. \n\n\n
- ARCE : Capital paid if already beneficiary of the ARE. \n\n\n
- PEARL : Support for business creation or takeover. \n\n\n
- Activity bonus : If not eligible for RSA after creation of the company. \n\n\n
- Full maintenance of the RSA : The first three months of activity. \n\n
